New Homeowner Protections Went Into Effect January 1st

The start of the new year brought more protections to California homeowners, mainly those who are trying to save their properties from being repossessed. The Homeowner Bill of Rights, signed by Gov. Jerry Brown in 2012, is a set of new laws that puts the onus on banks...

CAR Market Matters

Talking Points … Most lenders require borrowers to pay private mortgage insurance (PMI) on mortgages in which borrowers make a down payment of less than 20 percent.  PMI is designed to protect the lender in case the borrower defaults. Once a borrower has made enough...

CAR Offers 12 Free Hours CE Courses

As a direct result of CAR member feedback, beginning in the new year, CAR will provide 12 free hours of online continuing education (CE) courses as part of the membership dues.  That’s right – free online CE courses to use toward renewing your real estate license....